The Longevity Assurance Platform ™

Transforming the way long-term care insurance products are managed.

In the US, there are over 7 million in-force Long Term Care(LTC) policies with maximum potential benefit values of nearly $2T. At Assured Allies, we manage the risks within your population through risk stratification and targeted interventions and support programs for families. Proactive risk management by Assured Allies can save up to $300 million for every 13K lives.

*simulation based on SOA LTC tables of a 13K block, factors only minimal set of interventions.

Risk Valuation

Currently, managing longevity risk is challenging due to a lack of up-to-date data about individual policyholders and the lack of robust analytical tools. Assured Allies combines individual data collection using our proprietary assessments with cutting edge predictive analytics to deliver individual LTC utilization risk scores.

The result is an accurate assessment of future cost of the block with a clear plan to manage the risk.

Cost Reduction

Right Person. Right Intervention. Right Time

Our individual LTC utilization risk score allows us to pinpoint which policyholders will benefit most from our scientifically proven interventions. All interventions begin with the development of a personalized care plan, and are implemented by our network of trusted care providers. Our simulations on the impact of such interventions  indicate significant saving opportunities on existing blocks.

Science-based approach to reducing needs

The Assured Allies team saw the opportunity to help our parents age happier and more independently by taking a more proactive approach to managing the risks of aging. We believe in a rigorous scientific process and have selected only interventions proven to delay the need for costly long-term care services.

Falls Prevention

Falls reduction by 36%
15% reduction of LTCI claims

Estimating Cost Savings from the NYUCI.

$1B in projected savings
1.5 years median delay of nursing home placement

Home Visits to reduce LTC

33% reduction in nursing home visits when >9 visits/year

Impact on LTCI blocks

Assured Allies’ comprehensive solution unlocks savings within LTC carriers in-force blocks. Policyholders and their families benefit from access to early support services that allow them to live independently and reduce the need for LTC services.  

Learn more about our program and impact

Get an edge on managing longevity today

Contact us to learn of how Assured Allies can help